Government Plans to Introduce National Digital Wallet Featuring Cashback Incentives

The Federal Government of Pakistan is set to launch the National Digital Wallet, a sophisticated digital rewards platform developed by the National Database and Registration Authority (NADRA). This initiative is part of a broader strategy to encourage digital transactions and reduce reliance on traditional cash payments. 


The National Digital Wallet aims to transform the way Pakistanis engage in financial transactions, providing a seamless and rewarding experience. A notable feature of this initiative includes a proposed 1% reward linked to digital payments for utility bills such as electricity, gas, and fuel. The incentive seeks to promote the adoption of digital payment methods, aligning with the government’s vision of a cashless economy.


As part of the comprehensive scheme, individuals making airtime credit purchases of Rs. 1,000 will receive a generous 10% reward, amounting to Rs. 100, directly credited to their digital wallets. This innovative approach not only fosters digital transactions but also incentivizes users for their active participation in the evolving digital landscape. 


Additionally, the National Digital Wallet program extends incentives to fuel and utility bill payments, further encouraging citizens to embrace convenient and secure digital payment methods. The Ministry of Information Technology has stressed that the implementation will adhere to carefully crafted guidelines developed in collaboration with all relevant stakeholders to ensure alignment with the needs and expectations of both the government and citizens.